What to do about debt?
1. DON’T PANIC
2. DON’T IGNORE IT
3. DON’T BE EMBARRASSED
Many millions of people are in debt for many different reasons.
Nowadays it is easy to get credit and it is almost ‘expected’ that people will live in this way. If you can’t pay back what you owe it becomes a problem, but…
Remember – You CAN get help
How can we help?
We can provide advice with priority and non-priority debts, explore debt solutions (including insolvency options) and assist with other applications relating to customers debts.
We can provide you with the following free support:
- Draft a household budget, including creditors, in line with the Standard Financial Statement (SFS);
- Personal budgeting and money management advice, support to prepare a realistic budget and reduce expenditure.
- Advice on priority debts vs. non-priority debts and sanctions.
- Advice on debt solutions, enforcement and disputes.
- Insolvency options – assistance in Bankruptcy or Debt Relief Order applications.
- Support with setting up Debt Management Plans, requesting write offs or negotiating with creditors.
